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Steve Bram

Principal, Managing Director
Lone Oak Fund - California's Bridge Lender
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Steve Bram is President and co‐Founder of George Smith Partners, Inc. He (and his team) have arranged over $3 billion of financing in over 200 transactions during his 30 years at GSP, including all types of construction, bridge and permanent financing on commercial and residential properties along with highly
complex structured financing including mezzanine, preferred equity, and equity placements. Mr. Bram is able to utilize his outstanding lender relationships to provide creatively structured financings for his clients.

Mr. Bram is also a recognized specialist in the area of hotel financing. He has been involved in over 30 hospitality related transactions totaling $500 million in the last 15 years. He also has expertise in apartment financing and renovations of older buildings along with solutions to environmental issues.

Mr. Bram started his real estate career 38 years ago by using his real estate license in the family development business. For a while, he worked as a professional electrician. He has extensive experience in hotel management and operations, having worked for Hyatt and Sheraton Hotels. Later, he worked for Kotin, Regan and Mouchly, a consulting firm specializing in econometrics, real estate consulting for municipalities and redevelopment districts. Mr. Bram earned an MBA from The Wharton School of Finance in 1984. He also earned a BS from the Cornell University School of Hotel Administration in 1979, graduating #1 in the class. He also spent time studying economics at Claremont McKenna College.

Mr. Bram is active in community affairs. He served as Chairman of the Real Estate and Construction Division of the Jewish Federation of Los Angeles and co‐chaired with his wife many of their annual Real Estate Fundraising Dinners. He serves on the financial oversight committee of the Jewish Federation. He is active with the Washington Institute and recently joined the board of the American Jewish Committee. He is a founding member of the Eagle Scout Association of Los Angeles. He is an active member of the Moriah Society of the University of Judaism, the Cornell Society of Hotelmen, the Wharton Club of Southern California and of the California Mortgage Bankers Association.

Mr. Bram is a regular guest lecturer at UCLA Real Estate Extension, USC’s Undergraduate and Graduate finance classes, the Appraisal Institute and the Beverly Hills Bar Association, where he teaches advanced real estate finance topics. He co‐authored a book with Stephen Rushmore on the Appraisal of Hotels, Motels and Restaurants published by the American Institute of Real Estate Appraisers. He is frequently quoted in hospitality and real estate publications.

He is happily married for three decades to Julie and has two grown children, Benjamin and Alanna.

Industry Expertise

  • Real Estate Professionals
    • Agency and Brokerage
      • Commercial Mortgage Broker