I am a real estate economist with 20 years’ experience in the mortgage and property information business. My research interests include real estate and urban economics, applied econometrics, and mortgage risk. I have published research in the American Journal of Agricultural Economics and Geographic Information Sciences, am published in the book, Advances in Spatial Econometrics, and I am a US patent author. I am quoted by national news outlets and industry trade publications, such as The Wall Street Journal, New York Times, and Housing Wire, and I am a regular guest on news channels such as CBS, CNBC, Fox Business News, and NPR. I am a father of three, beer maker, runner and bike rider. The views expressed here reflect only my personal views and are not the views of my employer.