Jay Caplan has close to 20 years of Real Estate Investment Banking, Mortgage Brokerage and general banking experience. He has been responsible for commercial and residential mortgage brokerage, loan originations, note sales, note acquisitions and loan evaluation. In 2003 Jay formed LJ Capital Partners, LLC. In this role, he provides Real Estate Investment Banking and Consulting Services to direct lenders, high net worth individuals, developers and borrowers. Previously as a Senior Vice President at Balance Sheet Manager, Jay developed relationships with over 300 financial institutions throughout the United States. Balance Sheet Manager was established in 1999 to create a national platform for banks and financial institutions. Previously he managed key client areas for Mellon Bank and Prudential Securities. Jay graduated from California Polytechnic State University with a degree in Finance and Economics. He currently resides in Santa Barbara, CA with his wife and their 2 children.