Venbrook Insurance Services

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Venbrook Insurance Services

Fidelity Mortgage Lenders, Inc.
About Us
Fueled by entrepreneurship and a deep commitment to service.

Venbrook Insurance Services was founded in 2002, the confluence of two prominent Southern California insurance agencies. Servicing local businesses and forging lasting carrier partnerships, Venbrook has earned a reputation as a trusted brokerage. In our first decade, Venbrook has grown three-fold and expanded to provide a comprehensive scope of services.

Fueled by entrepreneurship and a deep commitment to its partners and clients, Venbrook Insurance Services has establishing itself as a prominent national brand in insurance brokering and customized risk management solutions.

Real Estate (Owners, Operators & Managers)

Identifying, Analyzing and Managing Risk

The dynamic nature of the real estate industry is one defined by confronting challenges, predictable and unseen. Real estate companies and developers face complex challenges ranging from environmental liabilities, contractual obligations, changing statutory regulations and strict lending requirements to natural hazards.

Venbrook specializes in delivering risk management and insurance solutions for the real estate industry. Our Real Estate Division helps clients develop strategies and solutions for all risks and liabilities arising from property ownership, operation and management. Our solutions often involve the following coverages:

  • Property:  Venbrook is proud to have created and to offer REAPA (Real Estate America Property Association), a unique and comprehensive property insurance product for real estate owners and operators. Backed by some of the most reputable carriers in the industry, REAPA brings together underwriting and coverage expertise, innovative risk management solutions and expert claims management. REAPA Insurance Program features uniquely broad coverage extensions (sublimits may apply) including, but not limited to:
  • Green Coverage to Upgrade to LEED standards, Recycle Debris and Pay Related Expenses
  • Land movement, other than earthquake, is covered subject to the all-risk deductible
  • 365 Day Extended Period of Indemnity
  • Replacement Cost Valued at Time of Replacement
  • Loss of Income from Damage to NonOwned Property by a Covered Peril
  • Mold/Fungus Caused by an Insured Loss
  • Building Ordinance, including Direct and Indirect Loss Coverages
  • Site Preparation Costs, such as excavations, grading, filling and shoring
  • Pollution coverage for overflow/backup of sewers, drains or septic systems
  • Pollution Clean-Up Expenses
  • Course of Construction, including Soft Costs & Delay in Opening/Rents
  • Boiler & Machinery Coverage Included
  • Earthquake/Flood/DIC Coverage (some coverage is included in REAPA and we specialize in stand-alone California Earthquake coverage)
  • General Liability with industry-specific coverage extensions 
  • Auto Liability, for owned, nonowned and hired auto use including appropriate extensions
  • Workers’ Compensation and Employers’ Liability Insurance
  • Excess Liability –Umbrella or Following Form over All Primary Liability Coverages
  • Crime, including theft of customer property/monies
  • Environmental Liability – Site Specific or Blanket Coverage, including UST’s, Mold, and other Hazards
  • Professional Liability, including Property Management, Asset Management, Private Equity Funds, Employed
  • Lawyer and Real Estate Agent/Broker
  • Employment Practices Liability, including Wage and Hour Coverage
  • Directors & Officers Liability, and Management Liability Coverage for LLC’s and Partnerships
  • Third Party (including Tenants) Discrimination and Harassment Liability
  • Contract Insurance and Indemnity Provision Review/ Loan Documentation

Whatever your real estate project or insurance needs, Venbrook can help identify, analyze and manage the risks you face in today’s ever-changing real estate market.  In addition to insurance placements and assistance with insurance and indemnity provisions in leases, loan agreements and other contracts from an insurance broker perspective (we do not provide legal services), we are pleased to also offer loss control and Marshall Swift property valuations.


Industries Served
  • Real Estate Professionals
    • Insurance
      • Insurance - Property/Casualty